SallieMae College Loans

Choose the student loan that’s right for you

Whether you’re an undergraduate or graduate, we have options to meet your specific needs

Undergraduate Student Loans

Smart Option Student Loan® for Undergraduate Students

For bachelor’s and associate’s degrees or a certificate at a degree-granting school
Variable rates: 1.37% – 11.48% APR2
Fixed rates:  3.50% – 12.60% APR2

Lowest rates shown include the auto debit discount

3 Repayment Options:2 Deferred repayment, $25 Fixed repayment7, or Interest repayment

Borrow from $1,000 up to 100% of the school-certified cost of attendance.3

4 Months of free Chegg Study®

Get anytime, anywhere study and homework support.4

Get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.5

Apply to release your cosigner from your loan after you graduate, make 12 on-time principal and interest payments, and meet certain credit requirements.6

Loan term: 10-15 years of principal and interest payments.7

Loans For Graduate Students

Pay for your business school expenses as you pursue your Masters of Business Administration degree
Variable rates: 2.37% – 11.87% APR2
Fixed rates: 4.75% – 12.11% APR2

Lowest rates shown include the auto debit discount

3 Repayment Options:2 Deferred repayment, $25 Fixed repayment,8 or Interest repayment

Borrow from $1,000 up to 100% of the school-certified cost of attendance.3

4 Months of free Chegg Study®
Get anytime, anywhere study and homework support.4

Get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.5

Loan term: 15-year repayment term of principal and interest payments.8

Plus Other Loans Such As:

  • Medical School Loan
  • Dental School Loan
  • Graduate School Loan for Health Professionals
  • Law School Loan
  • Graduate Loan
  • Bar Study Loan
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