SallieMae College Loans

Choose the student loan that’s right for you

Whether you’re an undergraduate or graduate, we have options to meet your specific needs

Smart Option Student Loan® for Undergraduate Students

For bachelor’s and associate’s degrees or a certificate at a degree-granting school
Variable rates: 1.37% – 11.48% APR2
Fixed rates:  3.50% – 12.60% APR2

Lowest rates shown include the auto debit discount

3 Repayment Options:2 Deferred repayment, $25 Fixed repayment7, or Interest repayment

Borrow from $1,000 up to 100% of the school-certified cost of attendance.3

4 Months of free Chegg Study®

Get anytime, anywhere study and homework support.4

Get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.5

Apply to release your cosigner from your loan after you graduate, make 12 on-time principal and interest payments, and meet certain credit requirements.6

Loan term: 10-15 years of principal and interest payments.7

Pay for your business school expenses as you pursue your Masters of Business Administration degree
Variable rates: 2.37% – 11.87% APR2
Fixed rates: 4.75% – 12.11% APR2

Lowest rates shown include the auto debit discount

3 Repayment Options:2 Deferred repayment, $25 Fixed repayment,8 or Interest repayment

Borrow from $1,000 up to 100% of the school-certified cost of attendance.3

4 Months of free Chegg Study®
Get anytime, anywhere study and homework support.4

Get a 0.25 percentage point interest rate reduction when you enroll in and make monthly payments by auto debit.5

Loan term: 15-year repayment term of principal and interest payments.8

Plus Other Loans Such As:

  • Medical School Loan
  • Dental School Loan
  • Graduate School Loan for Health Professionals
  • Law School Loan
  • Graduate Loan
  • Bar Study Loan