1st Mortgages & Equity Loans

Find your dream home with 1st mortgages and equity loans from myHFFCU.

1st Mortgages

Looking to move out of an apartment or find a new home? myHFFCU offers 1st Mortgages to members and their families.

Home Loans: Find your dream home with a low interest mortgage!

  • Refinance your current mortgage with a lower rate
  • Partnerships with local mortgage lenders
  • Up to 120 months term rates
  • No prepayment penalties

Equity & HELOC's

Home equity & HELOC rates are historically low and can be a great option for current homeowners.

Equity Loans: Fixed Home Equities and Variable HELOC’s

  • 5, 10, and 15 year terms
  • 10 year draw, 10 year payback HELOC’s
  • Fixed monthly payments available
  • Low Interest Rates
  • Appraisal costs will be reimbursed if loan closes, otherwise charged to members account.

1st Mortgage Application

With NorCom Mortgage, getting your first mortgage is simple.

Equity Application

Apply online and one of our loan officers will contact you to get started.

Achieve your dream of home ownership with as little as 3% down!

1st Mortgages from Norcom Mortgage

Contact our mortgage partner Norcom to see how you much you can save on mortgages. 

Equity Loan Rates

Type APR *as low as Max Term
Fixed Home (80% of appraised value) 3.99% $150,000 5 yrs
Fixed Home (80% of appraised value) 4.50% $150,000 10 yrs
Fixed Home (80% of appraised value) 5.00% $150,000 15 yrs
HELOC (80% of appraised value) Prime + 0% $150,000 10 yr draw/10 yr payback