1st Mortgages & Equity Loans
Find your dream home with 1st mortgages and equity loans from myHFFCU.
1st Mortgages
Looking to move out of an apartment or find a new home? myHFFCU offers 1st Mortgages to members and their families.
Home Loans: Find your dream home with a low interest mortgage!
- Refinance your current mortgage with a lower rate
- Partnerships with local mortgage lenders
- Up to 120 months term rates
- No prepayment penalties
Equity & HELOC's
Home equity & HELOC rates are historically low and can be a great option for current homeowners.
Equity Loans: Fixed Home Equities and Variable HELOC’s
- 5, 10, and 15 year terms
- 10 year draw, 10 year payback HELOC’s
- Fixed monthly payments available
- Low Interest Rates
- Appraisal costs will be reimbursed if loan closes, otherwise charged to members account.
1st Mortgage Application
With NorCom Mortgage, getting your first mortgage is simple.
Equity Application
Apply online and one of our loan officers will contact you to get started.
Equity Loan Rates
| Type | APR *as low as | Max | Term |
|---|---|---|---|
| Fixed Home (80% of appraised value) | 3.99% | $75,000 | 5 yrs |
| Fixed Home (80% of appraised value) | 4.50% | $75,000 | 10 yrs |
| Fixed Home (80% of appraised value) | 5.00% | $75,000 | 15 yrs |
| HELOC (80% of appraised value) | Prime + 0% | $75,000 | 10 yr draw/10 yr payback |
