#Drive4Less offers 40% lower payments than conventional auto financing with fewer fees and restrictions. You can save hundreds of dollars a month on car payments!  Pay for what you use with a guaranteed future value. With #Drive4Less, you have a variety of options and the power is in your hands. Refinance your current vehicle, trade-in your vehicle and apply positive equity to your new car, or turn in your vehicle and walk away with money still in your pocket.

#Drive4Less is like the Goldilocks of car ownership. Sticker prices on pre-owned or new vehicles may have you settling for less when you need a new car. With #Drive4Less, you get a new loan option and the car you want with lower monthly payments, no restrictions, and no hidden fees. It’s the best option if you’re looking for a new ride and want to save money.

A new way to loan! Own your vehicle and have all the flexibility and benefits of car ownership with HFFCU financing. 

What is #Drive4Less?

  • You OWN the vehicle
  • New and pre-owned vehicles up to 5 years old qualify
  • Flexible loan terms up to 72 months*
  • Annual mileage options of 12,000, 15,000, & 18,000 available
  • NO security deposit or acquisition fees
  • ZERO early payoff penalty
  • At end of term you can turn in vehicle and walk away 
  • Refinance your current vehicle to reduce monthly payments
  • Easily upgrade your vehicle every few years!

Payment Calculator

Calculate your estimated payment for our #Drive4Less program. See how much you can save with a monthly payment!

Car Prices are on the rise. Find the best deal for you!

HHFCU works exclusively with Auto Link to give members the best prices and vehicles near you.

Find your next car on Auto Link!

Our mission is to help you save money on important decisions like buying a car.

  • You can take a Virtual Test Drive from the comfort of your home.
  • The Price Curve tool will tell you if each listing is fairly priced.
  • The Find Better Price tool will search for a better deal on similar vehicles.

Because Dents Can Happen…

HFFCU offers additional wear and tear coverage to your vehicle to provide a worry-free driving experience and protect your investment. 

  • Cover exterior dings, scratches, and chips
  • Interior tears and stains
  • Electronics/GPS replacement
  • Bumpers, trim dents
  • Windshield and window replacements
  • and much more

Visit our branch or contact us to learn about our new #Drive4Less program!