Work with HFFCU to repair your credit!
We’ll assist you with any questions you have and get you started.
- We want to offer a loan for those who might be struggling with a low FICO score
- We want to help payoff delinquencies and charge offs which will greatly improve your FICO
- Loans up to $5000, 36 months at 12.9%. Checks made payable to creditors only. No Cash out.
- Direct Deposit required.
- Other requirements may apply
*New Money Only
Excluding Real Estate Loans
Cannot be combined with any other offer
Excluding Real Estate Loans
Cannot be combined with any other offer
Build your credit with HFFCU
Let’s build your credit up to where you want to be.
- Designed to provide a loan that will produce a positive record on your credit report
- We will disburse a loan up to $1000 and put it in your HFFCU account
- You will not have access to those funds until the loan is paid off.
- At maturity, you will have a credit record and $1000.
- A secured credit card is an alternative program.
*Member will not receive any funds upfront. The loan amount will be deposited into a savings account and held until loan is paid off.

Credit Sale with HFFCU!
- All members not in either of the above will received 1% off their normal rate.
- Rates as low as 5.99%
- Not to be combined with any other offer.
*New Money Only
Excluding Real Estate Loans
Cannot be combined with any other offer